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{"id":9273,"date":"2020-05-03T15:33:24","date_gmt":"2020-05-03T20:33:24","guid":{"rendered":"https:\/\/handaathomeandaway.com\/?p=9273"},"modified":"2021-03-19T14:19:45","modified_gmt":"2021-03-19T19:19:45","slug":"discovering-the-best-places-to-retire-with-a-megalist","status":"publish","type":"post","link":"https:\/\/handaathomeandaway.com\/discovering-the-best-places-to-retire-with-a-megalist\/","title":{"rendered":"Discovering the Best Places to Retire with a Megalist"},"content":{"rendered":"\t\t
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BEST PLACES <\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Updated 5\/3\/20<\/strong><\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Discovering the Best Places to Retire\nwith a Megalist\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Someday soon, we are going to be in search of a marina.\u00a0<\/span><\/p>

Do we have a boat?<\/span><\/p>

No, we\u2019re not quite there yet.\u00a0 We still have to figure out if we should stay in the landlocked DFW area with the big skies and stackable <\/span>highway (rollercoaster) interchanges<\/span><\/a> or find a new state with the very best marinas.\u00a0<\/span><\/p>

I have just started the process of researching our options and made a few spreadsheets that I thought might help you, too, if or when you\u2019re in the same boat.\u00a0 I began by taking a look at all of those \u201cbest places to retire\u201d lists.\u00a0 I figured that if someone else has been paid to create those lists with retirees in mind, then why not start there to generate my own list of favorites?\u00a0\u00a0<\/span><\/p>

If you know me, you know that I like to take things to extremes.\u00a0 If one list is good, then why wouldn\u2019t studying 12 of those lists be even better, right?\u00a0 So, in the spirit of more is better (and the <\/span>Office episode<\/span><\/a> where Dwight puts 3 desks together and calls them a \u201cmegadesk\u201d), I have created a \u201cbest places to retire\u201d megalist by adding up the top picks from 12 \u201cbest places to retire\u201d lists:<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Megalist of Best Places to Retire<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Region<\/div><\/div><\/div><\/th>
Votes<\/div><\/div><\/div><\/th>
Top of Megalist<\/div><\/div><\/div><\/th>
Region<\/div><\/div><\/div><\/th>
Votes<\/div><\/div><\/div><\/th>
Bottom of Megalist<\/div><\/div><\/div><\/th><\/tr><\/thead>\n\t\t\t\t\t\t\t\t
Southeast<\/div><\/div><\/div><\/td>
34<\/div><\/div><\/div><\/td>
Florida<\/div><\/div><\/div><\/td>
Northeast<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
Rhode Island<\/div><\/div><\/div><\/td><\/tr>
Midwest\n<\/div><\/div><\/div><\/td>
12\n<\/div><\/div><\/div><\/td>
Wisconsin\n<\/div><\/div><\/div><\/td>
Southeast\n<\/div><\/div><\/div><\/td>
2\n<\/div><\/div><\/div><\/td>
Kentucky\n<\/div><\/div><\/div><\/td><\/tr>
Northeast<\/div><\/div><\/div><\/td>
10<\/div><\/div><\/div><\/td>
Pennsylvania<\/div><\/div><\/div><\/td>
Southeast<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
District of Columbia<\/div><\/div><\/div><\/td><\/tr>
Midwest\n<\/div><\/div><\/div><\/td>
9\n<\/div><\/div><\/div><\/td>
Iowa<\/div><\/div><\/div><\/td>
Northeast<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
Connecticut<\/div><\/div><\/div><\/td><\/tr>
Southwest<\/div><\/div><\/div><\/td>
8<\/div><\/div><\/div><\/td>
Texas<\/div><\/div><\/div><\/td>
Southeast\n<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
Arkansas<\/div><\/div><\/div><\/td><\/tr>
Midwest<\/div><\/div><\/div><\/td>
8<\/div><\/div><\/div><\/td>
Minnesota<\/div><\/div><\/div><\/td>
West<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
Alaska<\/div><\/div><\/div><\/td><\/tr>
Southeast<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
North Carolina<\/div><\/div><\/div><\/td>
Southeast<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
Alabama<\/div><\/div><\/div><\/td><\/tr>
Southeast<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
Virginia<\/div><\/div><\/div><\/td>
Southeast\n<\/div><\/div><\/div><\/td>
1<\/div><\/div><\/div><\/td>
West Virginia<\/div><\/div><\/div><\/td><\/tr>
West<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
Utah<\/div><\/div><\/div><\/td>
Southwest<\/div><\/div><\/div><\/td>
1<\/div><\/div><\/div><\/td>
New Mexico<\/div><\/div><\/div><\/td><\/tr>
West<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
Colorado<\/div><\/div><\/div><\/td>
Southeast\n<\/div><\/div><\/div><\/td>
1<\/div><\/div><\/div><\/td>
Louisiana<\/div><\/div><\/div><\/td><\/tr>
Midwest\n<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
North Dakota<\/div><\/div><\/div><\/td>
Midwest<\/div><\/div><\/div><\/td>
1<\/div><\/div><\/div><\/td>
Indiana<\/div><\/div><\/div><\/td><\/tr>
Northeast<\/div><\/div><\/div><\/td>
7<\/div><\/div><\/div><\/td>
Massachusetts<\/div><\/div><\/div><\/td>
Midwest<\/div><\/div><\/div><\/td>
1<\/div><\/div><\/div><\/td>
Illinois<\/div><\/div><\/div><\/td><\/tr>
Northeast\n<\/div><\/div><\/div><\/td>
6<\/div><\/div><\/div><\/td>
New Hampshire<\/div><\/div><\/div><\/td>
West\n<\/div><\/div><\/div><\/td>
0<\/div><\/div><\/div><\/td>
Nevada<\/div><\/div><\/div><\/td><\/tr>
Midwest<\/div><\/div><\/div><\/td>
6<\/div><\/div><\/div><\/td>
South Dakota<\/div><\/div><\/div><\/td>
Southwest<\/div><\/div><\/div><\/td>
0<\/div><\/div><\/div><\/td>
Oklahoma<\/div><\/div><\/div><\/td><\/tr>
Midwest<\/div><\/div><\/div><\/td>
6<\/div><\/div><\/div><\/td>
Missouri<\/div><\/div><\/div><\/td>
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Midwest<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Kansas<\/div><\/div><\/div><\/td>
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Midwest<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Nebraska<\/div><\/div><\/div><\/td>
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West<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Oregon<\/div><\/div><\/div><\/td>
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West<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Washington<\/div><\/div><\/div><\/td>
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West<\/div><\/div><\/div><\/td>
5 <\/div><\/div><\/div><\/td>
Wyoming<\/div><\/div><\/div><\/td>
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Northeast<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
New York<\/div><\/div><\/div><\/td>
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Southeast<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Tennessee<\/div><\/div><\/div><\/td>
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Southwest<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
Arizona<\/div><\/div><\/div><\/td>
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When you take a long, hard look at the megalist, it raises quite a few questions, doesn\u2019t it?\u00a0<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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1.\u00a0 What Do The Megalist Results Mean?<\/b><\/h2>

Now that I\u2019ve spent weeks studying the 12 lists, I have a much better understanding of their strengths and limitations for planning purposes for the following reasons.\u00a0 <\/span><\/p>

a.\u00a0 The Megalist Reflects a Lot of Disagreement<\/span><\/b><\/h3>

First, people have a tendency to disagree over minutia, so it is even more difficult to find common ground over the question of where retirees, in particular, should live in such a huge country based on dozens of factors.\u00a0 As a result, the 12 lists were all over the proverbial map with their favorites.\u00a0 \ud83d\ude42\u00a0 Only 2 lists accounted for 25 of Florida\u2019s 34 votes.\u00a0 In other words, Florida received 9 votes from the other 10 lists.<\/span><\/p>

Only Oklahoma and Nevada did not receive any votes.\u00a0 All of the remaining 48 states and the District of Columbia received at least one vote for being the \u201cbest.\u201d\u00a0 With respect to regional trends, 8 states in the Midwest were at the top of the megalist while 6 states in the Southeast were at the bottom of the megalist:\u00a0\u00a0<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Megalist Position<\/div><\/div><\/div><\/th>
West<\/div><\/div><\/div><\/th>
Midwest<\/div><\/div><\/div><\/th>
Southwest<\/div><\/div><\/div><\/th>
Southeast<\/div><\/div><\/div><\/th>
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Top<\/div><\/div><\/div><\/td>
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2<\/div><\/div><\/div><\/td>
4<\/div><\/div><\/div><\/td>
4<\/div><\/div><\/div><\/td><\/tr>
Middle\n<\/div><\/div><\/div><\/td>
4\n<\/div><\/div><\/div><\/td>
2\n<\/div><\/div><\/div><\/td>
0\n<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
3\n<\/div><\/div><\/div><\/td><\/tr>
Bottom<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
2<\/div><\/div><\/div><\/td>
6<\/div><\/div><\/div><\/td>
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What about the states in the middle?\u00a0 Most of the states in the middle tier were located in the Southeast or West.\u00a0 When looking at the top and middle tiers together, the Southwest and the Northeast had the fewest votes.<\/span><\/p>

So if 10 out of 12 lists aren\u2019t pointing us in any particular direction, perhaps their utility is in what they don\u2019t say.\u00a0 Maybe they are more useful for flagging issues with the 14 states on the bottom of the list?\u00a0 For example, I know that many of those locations are terrific places to live (and vacation) but might not be ideal for many retirees on fixed incomes.\u00a0 Whatever the reason, I think that it is important to know what the experts consider to be deal-breaking factors when it comes to making their recommendations.\u00a0 <\/span><\/p>

b.\u00a0 The Megalist Is Not a \u201cBest Places to Live\u201d List<\/span><\/b><\/h3>

Second, I learned that lists specifically focusing on the \u201cbest places to retire\u201d are really not the same as the more general \u201cbest places to live\u201d lists.\u00a0 For example, the U.S. News & World Report\u2019s top ten places to live<\/a> list is not the same as its top ten places to retire<\/a> list because factors like the job market, schools, commute time, health care, and tax friendliness are weighted differently for retirees:<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Rank<\/div><\/div><\/div><\/th>
USNWR Best Places to Live 2019<\/div><\/div><\/div><\/th>
USNWR Best Places to Retire 2020<\/div><\/div><\/div><\/th><\/tr><\/thead>\n\t\t\t\t\t\t\t\t
1\n<\/div><\/div><\/div><\/td>
Austin, TX<\/div><\/div><\/div><\/td>
Fort Myers, FL\n<\/div><\/div><\/div><\/td><\/tr>
2<\/div><\/div><\/div><\/td>
Denver, CO<\/div><\/div><\/div><\/td>
Sarasota, FL<\/div><\/div><\/div><\/td><\/tr>
3\n<\/div><\/div><\/div><\/td>
Colorado Springs, CO<\/div><\/div><\/div><\/td>
Lancaster, PA<\/div><\/div><\/div><\/td><\/tr>
4<\/div><\/div><\/div><\/td>
Fayetteville, AR<\/div><\/div><\/div><\/td>
Asheville, NC<\/div><\/div><\/div><\/td><\/tr>
5<\/div><\/div><\/div><\/td>
Des Moines, IA<\/div><\/div><\/div><\/td>
Port St. Lucie, FL<\/div><\/div><\/div><\/td><\/tr>
6<\/div><\/div><\/div><\/td>
Minneapolis-St. Paul, MN<\/div><\/div><\/div><\/td>
Jacksonville, FL<\/div><\/div><\/div><\/td><\/tr>
7<\/div><\/div><\/div><\/td>
San Francisco, CA<\/div><\/div><\/div><\/td>
Winston-Salem, NC<\/div><\/div><\/div><\/td><\/tr>
8<\/div><\/div><\/div><\/td>
Portland, OR<\/div><\/div><\/div><\/td>
Nashville, TN<\/div><\/div><\/div><\/td><\/tr>
9<\/div><\/div><\/div><\/td>
Seattle, WA<\/div><\/div><\/div><\/td>
Grand Rapids, MI<\/div><\/div><\/div><\/td><\/tr>
10<\/div><\/div><\/div><\/td>
Raleigh & Durham, NC<\/div><\/div><\/div><\/td>
Dallas-Fort Worth, TX<\/div><\/div><\/div><\/td><\/tr><\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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c.\u00a0 The 12 Lists Employ Different Weighting Methodologies<\/span><\/b><\/h3>

Third, I learned that the 12 lists rank cities and states by assigning very different weights to three general categories of factors:<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Weights (%) Assigned by the 12 Lists<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
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Category<\/div><\/div><\/div><\/th>
1<\/div><\/div><\/div><\/th>
2<\/div><\/div><\/div><\/th>
3<\/div><\/div><\/div><\/th>
4<\/div><\/div><\/div><\/th>
5<\/div><\/div><\/div><\/th>
6<\/div><\/div><\/div><\/th>
7<\/div><\/div><\/div><\/th>
8<\/div><\/div><\/div><\/th>
9<\/div><\/div><\/div><\/th>
10<\/div><\/div><\/div><\/th>
11<\/div><\/div><\/div><\/th>
12<\/div><\/div><\/div><\/th><\/tr><\/thead>\n\t\t\t\t\t\t\t\t
health care\n<\/div><\/div><\/div><\/td>
30\n<\/div><\/div><\/div><\/td>
N\/A\n<\/div><\/div><\/div><\/td>
19<\/div><\/div><\/div><\/td>
5<\/div><\/div><\/div><\/td>
high<\/div><\/div><\/div><\/td>
N\/A\n<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
25\n<\/div><\/div><\/div><\/td>
N\/A\n<\/div><\/div><\/div><\/td>
22<\/div><\/div><\/div><\/td>
15<\/div><\/div><\/div><\/td>
N\/A\n<\/div><\/div><\/div><\/td><\/tr>
housing<\/div><\/div><\/div><\/td>
40<\/div><\/div><\/div><\/td>
N\/A\n<\/div><\/div><\/div><\/td>
20<\/div><\/div><\/div><\/td>
15<\/div><\/div><\/div><\/td>
high<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
40<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
22<\/div><\/div><\/div><\/td>
10<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td><\/tr>
quality of life\n<\/div><\/div><\/div><\/td>
30<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
61<\/div><\/div><\/div><\/td>
80<\/div><\/div><\/div><\/td>
moderate\nor low<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
35<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td>
56\n<\/div><\/div><\/div><\/td>
75<\/div><\/div><\/div><\/td>
N\/A<\/div><\/div><\/div><\/td><\/tr><\/tbody>\n\t\t\t<\/table>\n\t\t<\/div>\n\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
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\n\t\t\t\t

Because I created the megalist to help us figure out where Howie and I might move after we downsize, I\u2019ve been thinking that our own set of priorities might look more like the following:\u00a0<\/span><\/p>